PRIVACY POLICY

Last Updated: 4 September 2026

Mr Smith's Financial Services LLC respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit our website or use our consulting services.

1. Information We Collect

Information You Provide to Us:

Information Collected Automatically:

2. How We Use Your Information

We use your information to:

We do not sell your personal information or share it with third parties for their marketing purposes.

3. Information Sharing and Disclosure

We may share information with:

For client engagement data specifically, we share only as authorized in your engagement agreement and as required to deliver services.

4. Legal Basis for Processing (For GDPR/EEA/UK Individuals)

For individuals in the European Economic Area or United Kingdom, our legal bases for processing are:

5. Cookies and Tracking

Our website uses cookies for basic functionality (remembering preferences) and analytics (understanding page usage). You can disable cookies in your browser settings, though some site features may not work as expected. We do not currently use third-party advertising trackers.

6. Data Security

We use reasonable administrative, technical, and physical safeguards to protect the information we collect, including encryption in transit, access controls, and regular review of access permissions. No system is perfectly secure; we do our best to protect your information.

7. Data Retention

We retain inquiry information (form submissions, emails, and resource-download leads) for [X] years unless you ask us to delete it sooner or unless ongoing engagements require longer retention. Engagement data is retained per the terms of your engagement agreement and applicable record-keeping laws.

8. Your Rights

Depending on where you live, you may have the right to:

To exercise any of these rights, contact us at [your privacy email]. We will respond within 30 days.

9. Children's Privacy

This site is not directed at children under 13, and we do not knowingly collect personal information from children.

10. Contact Us

If you have questions about this Privacy Policy, contact us at:



TERMS OF SERVICE / TERMS & CONDITIONS

Last Updated:  4 September 2026

These Terms of Service ("Terms") govern your access to and use of our website and the consulting and professional services ("Services") provided by [Your Company Name] ("Company," "we," "us," or "our"). By using our website or engaging our Services, you agree to be bound by these Terms.

1. Services

Our Services include consulting, advisory, and project-based professional services as specified in individual engagement agreements, statements of work, or service agreements. Each engagement is project-based, with specific scope, deliverables, timeline, and fees defined in the applicable agreement.

2. Engagement Agreements

All consulting services require a signed engagement agreement, statement of work, or service agreement that at minimum specifies:

Any changes to the agreed scope must be agreed in writing by both parties and may result in additional fees and/or changes to the timeline.

3. Client Cooperation

You agree to provide reasonable cooperation, including access to systems, data, and personnel, as reasonably required for us to perform the Services. We are not responsible for any delay or deficiency in the Services caused by your failure to provide such cooperation.

4. Fees and Payment

Fees for Services are as set out in your engagement agreement. Invoices are payable within 3 days of the invoice date. Late payments may incur interest at 5% per month or the maximum rate permitted by law.

5. Confidentiality

Both parties agree to maintain the confidentiality of any proprietary or sensitive information shared during the course of a project engagement. This obligation survives the termination of any service agreement. Confidential Information does not include information that:

6. Intellectual Property

All materials, reports, deliverables, and work products created by us in connection with the Services ("Deliverables") are owned by us until full payment has been received. Upon full payment, we grant you a non-exclusive, non-transferable license to use the Deliverables for your internal business purposes, unless otherwise agreed in writing.

7. Independent Contractor Status

We are an independent contractor, not your employee, partner, or joint venture partner. Nothing in these Terms creates an employment, partnership, or agency relationship.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

This limitation does not apply to liability for death, personal injury, fraud, or gross negligence.

9. Disclaimer of Warranties

Our Services and Deliverables are provided "as is" and "as available." To the maximum extent permitted by law, we disclaim all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our Services will be error-free or uninterrupted.

10. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, losses, or expenses arising from your use of our Services, your breach of these Terms, or your violation of any applicable law.

11. Termination

Either party may terminate an engagement agreement:

12. Governing Law

These Terms and any engagement agreements are governed by the laws of [your jurisdiction], without regard to conflict of law principles.

13. Privacy

Our collection and handling of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

14. Changes to These Terms

We may update these Terms from time to time. The updated version will be indicated by an updated "Last Updated" date. Your continued use of our website or Services after any changes constitutes your acceptance of the new Terms.

15. Contact Us

If you have questions about these Terms, contact us at: